Accidental Death and Dismemberment (AD&D) insurance is a vital supplement to standard life insurance policies, offering coverage for life-altering accidents resulting in death or the loss of a limb or essential functions like sight, hearing, or speech. Navigating the denial of an AD&D claim can be complex, given the specific documentation requirements and the often narrow terms of these policies. At Osterhout Berger Daley, we are committed to guiding you through the challenging process. From providing clarity on your policy and rights to assisting with claim filings and appeals, our team is here to advocate for your deserved benefits.