We understand the critical importance of Social Security Disability (SSD) benefits for individuals who can no longer work due to a disability. Navigating the complexities of SSD and SSI (Supplemental Security Income) can be daunting. Our dedicated attorneys are here to guide you through every step – from the initial application to appealing denied claims and even nationwide federal court appeals. Whether you’re determining your eligibility, grappling with the timing of your application, or seeking expert representation at hearings or in court, our team is committed to providing you with comprehensive support and representation. 

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At Osterhout Berger Daley, we recognize the crucial role of Long Term Disability insurance in providing financial security to those unable to work due to prolonged illnesses or injuries. Whether your policy is through an employer or an Individual Disability Insurance policy, our team is well-versed in the nuances of understanding coverage and the appeal process. We are here for you if you have been denied Long Term or Individual Disability benefits and are committed to guiding you through every stage of appeal, from the initial appeal through ERISA appeals to the federal courts.

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We recognize the unexpected nature of illnesses and injuries that can disrupt your ability to work for weeks or months. Short Term Disability insurance is essential in these situations, offering crucial financial assistance when you are temporarily unable to work. Our team is skilled in navigating the intricate details of Short-Term Disability policies, ensuring you get the benefits you deserve. From understanding the benefits and coverage to assisting in the appeal of a denied claim, we support and guide you if your claim has been denied.

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Life’s unforeseen events can lead to injuries that alter the course of our daily lives. Securing just compensation is crucial when these injuries occur due to someone else’s negligence or intentional actions. Our team specializes in Florida personal injury law, offering expert guidance and advocacy in various cases, from auto accidents to wrongful death claims. We are committed to answering your questions, evaluating your case, negotiating with insurance companies, and, if necessary, fighting for your rights in court. We aim to secure the compensation you need for recovery and justice. 

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Accidental Death and Dismemberment (AD&D) insurance is a vital supplement to standard life insurance policies, offering coverage for life-altering accidents resulting in death or the loss of a limb or essential functions like sight, hearing, or speech. Navigating the denial of an AD&D claim can be complex, given the specific documentation requirements and the often narrow terms of these policies. At Osterhout Berger Daley, we are committed to guiding you through the challenging process. From providing clarity on your policy and rights to assisting with claim filings and appeals, our team is here to advocate for your deserved benefits.

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Navigating the complexities of disability claims and appeals can be overwhelming. At Osterhout Berger Daley, our dedicated team leverages extensive expertise to advocate for professionals facing disability challenges. We guide you through each step, ensuring your rights are protected, and your claims are meticulously prepared and presented. Professional Disability Insurance Plans can be highly intricate, necessitating a thorough examination of their contents to obtain the included benefits. Allow our seasoned attorneys to help you build a strong case and represent you throughout the process, from application to appeal, if required.

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At Osterhout Berger Daley, we support current and former railroad workers in securing disability benefits from the United States Railroad Retirement Board. Our team possesses deep expertise in the intricacies of railroad disability claims and is dedicated to guiding you through every phase of the process. We are committed to helping you obtain the benefits you rightfully deserve. Should your claim be denied by the Railroad Retirement Board, we are prepared to continue advocating for you by appealing directly to the Circuit Court of Appeals. We understand the importance of pursuing your claim through all available avenues.

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At Osterhout Berger Daley, we champion the rights of students with disabilities, ensuring every child receives the Free Appropriate Public Education (FAPE) mandated by federal law. Our expert legal team advocates for families, guiding them through the nuances of Special Education Law, from eligibility assessments to individualized education program (IEP) development and implementation. We understand families’ challenges in securing appropriate educational services for their children with disabilities. Our dedicated team is here to provide expert guidance and advocacy to ensure that every child’s educational rights are protected and promoted.

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Federal laws protect you from workplace discrimination based on race, color, gender, age, religion, nationality, disability, and more, with state and local laws often extending these protections further. You deserve a safe, discrimination-free work environment and the right to report discriminatory practices without fear of retaliation. If you’ve faced discrimination, you might be entitled to compensation for lost wages, emotional distress, and punitive damages in cases of egregious employer conduct. The team at Osterhout Berger Daley stands ready to assist you with the process.

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At Osterhout Berger Daley, we understand the overwhelming burden of student loan debt, especially for individuals facing long-term disabilities. Our team provides guidance and legal assistance in navigating the complex landscape of student loan forgiveness for clients in Pennsylvania, Florida, and Illinois. We are here to help you explore various forgiveness options that may relieve you of your student loan obligations under certain conditions. Let us guide you towards financial relief and reassurance. 

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